Concierge Care
The Hidden Cost of Health Benefits: Why Your Plan May Be Driving Premiums Up
Jun 18, 2025
Healthcare the Way It Should Be.
When “Health Benefits” Stop Feeling Like Benefits
If you’ve ever introduced a new health plan to your team only to hear crickets- or worse, complaints- you’re not alone.
From low employee enrollment to rising deductibles and renewal premiums that seem to jump every year, more employers are realizing that their “benefits” aren’t always being perceived as beneficial. And the problem runs deeper than the plan itself.
The Hidden Cost of Claims
Here’s something most people don’t realize: every time an employee uses their insurance for a covered service- whether it’s a quick trip to urgent care, a prescription refill, or a specialty medication like a GLP-1- it adds to your group’s claims experience. And as that claims data accumulates, so does your future premium.
That means you’re stuck in a frustrating cycle: your team doesn’t feel like they’re getting much out of their insurance, so they don’t use it often. But when they do, the costs are high- and you end up paying more for the same underwhelming plan next year.
It’s no wonder that more companies are exploring a different approach.
What if You Could Actually Lower Claims While Giving Employees More?
That’s where complementary healthcare solutions like RevDoc come in.
Instead of replacing your health insurance, RevDoc works alongside it- giving your employees access to hundreds of common services, treatments, and procedures outside the traditional claims funnel.
From in-home visits and personalized care plans to specialist referrals and wellness services like weight management (GLP-1s), anti-aging treatments, and peptide therapies, RevDoc delivers premium care without relying on your insurance.
By keeping many high-frequency, out-of-pocket services off your claims record, RevDoc helps reduce overall utilization- which can lead to lower group premiums at renewal.
No Insurance Required. No Surprise Bills. No Waiting Rooms.
With RevDoc, employees don’t need to worry about deductibles, coverage limits, or confusing paperwork. Everything is booked directly from their phone, whether they need care at home, virtually, or at a local provider.
And unlike traditional insurance, the experience feels more personal, more convenient, and- most importantly- more like an actual benefit.
A True Perk Your Team Will Use (and Love)
In today’s job market, offering health insurance isn’t a differentiator- it’s the baseline. But offering real, on-demand healthcare that feels modern, seamless, and thoughtful? That gets noticed.
RevDoc isn’t just about reducing claims. It’s about showing employees you value their time, their health, and their experience- not just the bottom line.
Your insurance plan isn’t going anywhere- but it shouldn’t be working alone.
Learn how RevDoc can complement your coverage, delight your employees, and lower your future premiums - all at once.
Healthcare the Way It Should Be.
*RevDoc does not provide any medical or other healthcare services. Through the RevDoc App, RevDoc provides a technology platform through which registered users may identify and communicate with independent healthcare providers (“Healthcare Providers”) and arrange for and coordinate the performance of healthcare services by those Healthcare Providers.